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LendInvest Cuts Buy-to-Let Mortgage Rates – Lowest Since 2021
LendInvest, the fintech mortgage platform, has announced a rate reduction across its entire Buy-to-Let (BTL) product range, with new initial rates at their lowest levels in three years. Key Rate Reductions 2-year fixed rates across all BTL...
Camden Renews HMO Licensing Scheme Until 2030
Camden Council has extended its Additional Licensing Scheme for Houses in Multiple Occupation (HMOs) for another five years, now running until December 2030. Consultation & Context The decision follows a 10-week public consultation, with only...
The End of the Property Boom? Rathbones Says Bricks & Mortar No Longer Delivers
Leading UK wealth manager Rathbones has declared that buy-to-let and capital appreciation are no longer viable strategies, citing new research comparing property to equities over the past century. Key Findings: Housing vs Inflation & Investment...
UK Housing Market Update – June 2025
Flat Prices, Mixed Signals House prices in the UK were unchanged in June, according to Halifax, following a 0.3% decline in May. Annual growth slowed slightly to 2.5%, with the average home now priced at £296,665. The data suggests ongoing market...
Council Tax Shake-Up on the Horizon – What You Need to Know
The Government has launched a major consultation into England’s “broken” council tax system. Proposed reforms, backed by Deputy PM Angela Rayner, aim to address long-standing issues around debt collection, unfair discounts, and funding inequality...
Unlocking 1.5 Million Homes: The Case for Slashing Stamp Duty
Want 1.5 Million New Homes? Cut Stamp Duty on Investors The Government’s pledge to deliver 1.5 million new homes by the end of this Parliament is ambitious — and necessary. But if ministers are serious, they’ll need the private sector onside. Right...
Landlords Are the First Target – And Time Is Running Out
Writing an opinion piece in Property118, David Coughlin stated Landlords aren’t just a small piece of her strategy to rinse the country for all the money its got, we’re public enemy number one. We’re the primary target. In summary he said: When...
Landlords Pivot to Flipping Amid Regulatory Headwinds
Landlords across the UK are increasingly exploring buy-to-sell strategies in response to relentless regulatory pressure, taxation changes, and the impending Renters' Rights Bill. The Context Tax changes (e.g. Section 24) Stricter mortgage lending...
Decent Homes Standard (DHS) – What Landlords Need to Know
Government proposals now out for consultation – response deadline: mid-September 2025 The actual consultation can be seen here Background The government has unveiled its proposed Decent Homes Standard for the private rented sector (PRS), bringing...
Newly Built Social Homes Exempt from Right to Buy for 35 Years
Matthew Pennycook, the Housing Minister, has confirmed that newly built social housing will be exempt from the Right to Buy (RTB) for a period of 35 years — a significant policy move aimed at protecting the long-term supply of affordable homes. The...
Shawbrook Expands Lending for Landlords Diversifying into Serviced Accommodation
Shawbrook Bank has updated its Buy-to-Let lending criteria to better support landlords investing in serviced accommodation and Multi-Unit Freehold Blocks (MUFBs) — a growing trend among property investors in 2024 and 2025. Why the Change? Shawbrook...
Renters’ Rights Bill – Reporting Stage Day 1 Summary
Legislation Update: Renters' Rights Bill Progresses in Lords The first day of the Reporting Stage for the Renters' Rights Bill was completed late on 1 July 2025 in the House of Lords. Note that there are two more sittings on this matter on July...
iHowz Continues Campaign on the Renters’ Rights Bill
iHowz has been actively engaging with MPs and members of the House of Lords, providing detailed briefings and supporting a Lords Round Table discussion with evidence and insight when requested. Reminder: Key Proposals in the Renters’ Rights Bill...
Landlord Update – June 2025: Key Reforms Delayed Until Autumn
The Financial Times is reporting that, as we approach the summer recess, several major reforms that could reshape the private rental sector are facing delays in Parliament — and that means more uncertainty for landlords and tenants alike. Renters’...
Building Safety Legislation Still Causing Market Chaos
The Sunday Times is reporting on a London couple narrowly avoided a financial nightmare — and their experience underscores how the Building Safety Act 2022 continues to unsettle flat sales, years after the Grenfell Tower tragedy. Indra Mukharji and...
Making Tax Digital Factsheet
With thanks to our accountants Martin Nye, Chartered Certified Accountants and Statutory Auditors. An Introduction To Making Tax Digital What is MTD about? HMRC's Making Tax digital (MTD) project is designed to assist businesses keep abreast of...
Rental Market Watch: New Lettings Down, Social Rent Levels Rising
Rental Market Watch: New Lettings Down, Social Rent Levels Rising The Department for Levelling Up, Housing and Communities has published updated Live Tables on rents, lettings and tenancies, offering insight into the changing dynamics of the social...
Landlord Confusion Over EPC Rules Could Undermine Energy Targets
A new report from The Mortgage Works (TMW) has revealed a significant knowledge gap among landlords about Energy Performance Certificate (EPC) requirements—threatening progress towards energy efficiency in the private rented sector (PRS). According...
Planning and Infrastructure Bill has second reading in the Lords
The preamble to the Guide to the Planning and Infrastructure Bill states its intention: The Planning and Infrastructure Bill is central to the government’s plan to get Britain building again and deliver economic growth. The Bill will speed up and...
Landlords Ignored in London Housing Plan, Warns Industry Body
Propertymark has called on London Mayor Sadiq Khan to recognise the vital role of the private rented sector in solving the capital’s housing crisis. Responding to the Mayor’s consultation on the New London Plan, the industry body criticised the...
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LATEST NEWS
Inheritance tax at all time high
The average inheritance tax (IHT) bill in the UK for the 2021/22 tax year has reached an unprecedented high of...
Tax on landlords has created a rental crisis, claim
Recent tax changes and regulations are exacerbating Britain's housing crisis by discouraging buy-to-let landlords from...
Leasehold reform in England and Wales: What’s happening and when?
The Leasehold and Freehold Reform Act 2024 received royal assent on May 24, 2024, and represents a significant...
Some London Councils are scrapping social housing development
Southwark Council has shelved £160 million worth of developments, including three projects scheduled for completion...
Building Society hails new dawn for the housing market
A building society has indicated that the combination of the UK Labour government’s housing proposals and a regional...
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